Wintrust Financial Corporation (WTFC) Q4 2023 Earnings Call Transcript


Wintrust Financial Corporation (NASDAQ:WTFC) Q4 2023 Earnings Conference Call January 18, 2024 11:00 AM ET

Company Participants

Tim Crane – President & CEO

David Dykstra – Vice Chairman & COO

Richard Murphy – Vice Chairman & Chief Lending Officer

Conference Call Participants

Jon Arfstrom – RBC Capital Markets

Chris McGratty – KBW

Casey Haire – Jefferies

Jeff Rulis – D.A. Davidson

Brandon King – Truist

Ben Gerlinger – Citi

Terry McEvoy – Stephens Inc.

Brody Preston – UBS


Welcome to Wintrust Financial Corporation’s Fourth Quarter and Full Year 2023 Earnings Conference Call. A review of the results will be made by Tim Crane, President and Chief Executive Officer; David Dykstra, Vice Chairman and Chief Operating Officer; and Richard Murphy, Vice Chairman and Chief Lending Officer. As part of their reviews, the presenters may make reference to both the earnings press release and the earnings release presentation. Following their presentations, there will be a formal question-and-answer session.

During the course of today’s call, Wintrust management may make statements that constitute projections, expectations, beliefs, or similar forward-looking statements. Actual results could differ materially from the results anticipated or projected in any such forward-looking statements. The company’s forward-looking assumptions that could cause the actual results to differ materially from the information discussed during this call are detailed in our earnings press release and in the company’s most recent Form 10-K and any subsequent filings with the SEC.

Also, our remarks may reference certain non-GAAP financial measures. Our earnings press release and earnings release presentation include a reconciliation of each non-GAAP financial measure to the nearest comparable GAAP financial measure. As a reminder, this conference call is being recorded.

I will now turn the conference over to Mr. Tim Crane.

Tim Crane

Good morning, and thank you for joining us for the fourth quarter


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