New York Community Bancorp, Inc. (NYCB) Q4 2023 Earnings Call Transcript

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New York Community Bancorp, Inc. (NYSE:NYCB) Q4 2023 Earnings Conference Call January 31, 2024 8:30 AM ET

Company Participants

Sal DiMartino – Chief of Staff and Vice President-Investor Relations

Thomas Cangemi – President and CEO

John Pinto – Chief Financial Officer

Reggie Davis – President-Banking

Conference Call Participants

Ebrahim Poonawala – Bank of America

Steven Alexopoulos – J.P. Morgan

Dave Rochester – Compass Point

Casey Haire – Jefferies

Chris McGratty – KBW

Christopher Marinac – Janney Montgomery Scott

Steve Moss – Raymond James

Manan Gosalia – Morgan Stanley

David Smith – Autonomous Research

Brody Preston – UBS

Matthew Breese – Stephens

Bernard von-Gizycki – Deutsche Bank

Jon Arfstrom – RBC Capital Markets

Operator

Hello and thank you for standing by. My name is Regina and I will be your conference operator today. At this time, I would like to welcome everyone to the New York Community Bancorp, Inc. Fourth quarter 2023 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question and answer session. [Operator Instructions]

I would now like to turn the conference over to Sal DiMartino, Chief of Staff and Vice President of Investor Relations. Please go ahead.

Sal DiMartino

Thank you, Regina, and good morning, everyone. Thank you all for joining the management team of New York community Bancorp for today’s conference call. Today’s discussion of our fourth quarter and full year results will be led by President and CEO, Thomas Cangemi, who will be joined by the company’s Chief Financial Officer, John Pinto, along with our President of Banking, Reggie Davis, and the President of Mortgage, Lee Smith.

Before the discussion begins, I’d like to remind you that certain comments made today by the management team of New York Community Bancorp may include

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